Friday, March 27, 2009
SR22 forms provided same day
Tuesday, January 13, 2009
SR22 Insurance coverage
SR22 is actually the name of the form used by insurance companies to notify the state that an insured has the required insurance coverage. People will sometime refer this car insurance as SR-22, or FR Filing or sometimes as just “Filing” insurance. While insurance is mandatory in Illinois, most drivers are not required to purchase SR22 insurance. If you are required to file an SR22 then an insurance company must submit the form in order to remove a suspension order placed by the Illinois Secretary of State's office on your driving privileges. The reason for the filing is to provide a certification to the Illinois Department of Motor Vehicles that your insurance company has issued a policy of at least the required minimum liability coverage, and that your insurance company will notify the Illinois Secretary of State should the insurance ever lapse for any reason.
People whose license is under suspension by the Illinois Department of Motor vehicles need an SR22 Filing to reinstate their license. The are a variety of reason that you might be required to show proof of SR-22 filing, they include: drunk driving violations (DWI); suspensions from unpaid fines or parking violations; having an accident without car insurance; or having your license suspended for failing the emissions test.
In Order To Reinstate Your License, You Must Do One Of The Following:
If the cause of the SR22 is a “Judgment” you must either pay the full amount of the judgment or obtain a court order agreeing to pay the judgment in installments to the plaintiff’s attorney or the Clerk of the Cook County Circuit Court. It is important that you make sure you receive a certified, file-stamped copy of a “Satisfaction of Judgment” form. Take this form to the Secretary of State’s office at 160 North LaSalle Street located on the 10th Floor.
If the cause of the SR22 is due to unpaid tickets, you must take care of the underlying problem. Contact the appropriate Circuit Court and ask them to reopen the case or pay the outstanding tickets. If the cause of the SR22 is due to vehicle emissions, you must take your car back to a vehicle emissions testing facility and this time pass the test or Prove you no longer own the car.
Acquire SR22 Insurance from an insurance agency. You must sustain this insurance for 3 years without lapse or cancellation If Due to a judgment, DUI, felony or any other reason other than just being caught without insurance. If the only problem was Driving without Insurance, then you must maintain the insurance for one year without lapse or cancellation. You will also have a reinstatement fee of $70.00
At Urban Insurance Agency, we can do filings to the Secretary of State for the states of Illinois, Indiana & Michigan. We can file the forms electronically, or give you a hard copy for you to walk into the Secretary of States office and present.
If you have any further questions call me at 312-664-8088
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Saturday, October 25, 2008
42,642 died in car accidents
42,642 people died in motor vehicle crashes in 2006. The Institute publishes statistical facts about the motor vehicle safety picture in 2006, the most recent year for which fatality data are available. Fatality Facts are updated once a year, when the US Department of Transportation releases data from the Fatality Analysis Reporting System (FARS).

Monday, October 20, 2008
Tow Trucks
Because it's a Big Part of Ours
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Tuesday, September 2, 2008
24 Hour Car Info Help
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If you have any futher questions please Email me Larry@UrbanInsuranceAgency.com
Saturday, August 23, 2008
Historic Drop in Highway deaths
Press Release:
DOT 113-08 Contact: Brian Turmail
Tel.: (202) 366-4570
U.S. Secretary of Transportation Mary Peters Announces Historic Drop in Highway Fatalities and Rate Motorcycle fatalities still rising, Secretary Peters says, while announcing increased safety, drunk driving outreach and enforcement efforts
WASHINGTON – The number of people who died on the nation’s roads dropped again last year, reaching historically low levels, U.S. Transportation Secretary Mary E. Peters announced today. Secretary Peters said that in 2007, the overall number of traffic fatalities fell to 41,059, the lowest number since 1994. In addition, the fatality rate per 100 million vehicle miles traveled was 1.37, the lowest fatality rate on record, she noted. The Secretary added that 2.49 million people were injured in highway crashes last year, the lowest seen since the National Highway Traffic Safety Administration began collecting injury data in 1988.
“Thanks to safer vehicles, aggressive law enforcement and our efforts, countless families were spared the devastating news that a loved one was not coming home last year,” Secretary Peters said. “You can be sure that we’re not stopping here, the quest is not over until that bottom line number is zero.”
She noted, for example, that motorcycle safety continues to be a problem. Motorcycle fatalities now account for 13 percent of all fatalities and, in 2007 alone, the number of motorcycle riders or passengers killed on the nation’s roads increased 6.6 percent over the previous year, the Secretary said.
To address these challenges, Secretary Peters announced the launch of new advertisements that focus on motorcycle safety and drunk driving. They can be viewed at http://www.stopimpaireddriving.org/planners/crackdown2008/planner/index.cfm
Tomorrow, the Department will kick off its annual impaired driving enforcement crackdown called, “Drunk Driving. Over the limit. Under Arrest.” The effort runs through Labor Day. During today’s announcement, made outside of the Washington, D.C. Metropolitan Police Department’s Second District headquarters, Secretary Peters viewed a motorcycle safety demonstration.Secretary Peters added that the Department will continue its efforts to combat impaired driving, increase safety belt use and improve motorcycle safety.“As these new statistics show, we are making progress, but far too many of our friends, neighbors and family members are still getting killed or seriously injured,” Secretary Peters said.
Alcohol related Crashes, Breathalyzers, DUI, DUI ticket, MADD, NHTSA
Friday, August 22, 2008
Urban Wins Honors
Established car insurance business helps people in the Chicagoland compare and find deals.
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Why Choose Urban Insurance Agency?
It's simple. We offer the lowest car insurance quotes in Chicago on SR-22 filings, SR22 car insurance, non-owners, liability insurance and electronic filings.
We can help drivers in Chicago, Illinois get the lowest quotes even if they have a DUI, suspended license or pending suspension.
We will compare rates at more than 20 different companies in order to find the exact coverage you want at the lowest price.
Unlike many insurance companies today we can offer you auto insurance without "running your credit". This can save you hundreds of dollars on your policy.
We also offer Insurance for tow trucks, messengers, long and short haul trucking.
We sell insurance in Illinois, Indiana, Michigan and Florida.
We also offer preferred rates for low risk drivers, good student discounts and renewal discounts.
Find out more about the wide range of insurance products offered by Urban Insurance Agency.
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