Driving Points in Indiana

Not all tickets are equal? The amount of "Points" the Secretary of state will assign, will vary Depending on the nature and severity of the offence. The more dangerious the action the greater the number of points.

Some of the more common point values are listed below.

1 – 15 mph over the speed limit................ 2 point violation
16 – 25 mph over the speed limit............... 4 point violation
26+ mph over the speed limit................... 6 point violation
Failure to use headlights......................... 2 point violation
No brake or signal lights...................... .. 2 point violation
Disregard stop/yield sign........................ 6 point violation
Fail to yield to emergency vehicle.............. 8 point violation
Improper U-turn................................... 4 point violation
Following too closely.............................. 6 point violation
Unsafe lane movement........................... 4 point violation
Failure to yield................. ................... 6 point violation
Speed contest on road............................ 8 point violation
Improper motorcycle headgear.................. 4 point violation
Improper motorcycle passenger................. 4 point violation
Driving while suspended ......................... 8 point violation

The number of "Points on your MVR, will be an important factor in determining the cost of your car insurance. There are many compaines that will not even provide you with a Quote on Car Insurance if the point total is over 6 points. Urban Insurance is an independant agent that has contracts with more than 15 companies in order to find the lowest rates for each of our customers.
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