New Lower Rates on Car Insurance

Think You’re Paying Too Much for Car Insurance?

Let “Urban Insurance Agency.com” find you the lowest rate on your car insurance.

We offer among the lowest car insurance quotes in Chicago on SR-22 filings We will compare rates at more than 20 different companies in order to find the exact coverage you want at the lowest price.

Below are “Actual Rates” for customers who switched to Urban today*

Term Age Sex / M or S City Coverage Rate

12 months 44 Male Single Chicago SR22 $340
6 months 51 Male Single Ottawa Liability $129
6 months 24 Female Married Summit 4 Cars $464
12 months 21 Female Single Granite City SR22 $440
6 months 30 Female Single Gary Full Coverage $420
6 months 36 Male Single Chicago Liability $155
6 months 25 Male Married Skokie Full Coverage $289
6 months 27 Female Single Hammond Full Coverage $390


We can help drivers in Chicago, Illinois get the lowest quotes even if they have a DUI, suspended license or pending suspension. Unlike many insurance companies today we can offer you auto insurance without "Running your credit" This can save you hundreds of dollars on your policy.

We also offer Insurance for Tow trucks, Messengers, long and short haul trucking.

Call Urban Insurance for a Free Car Insurance Quote
800-680-0707

*10/24/07

Cut your Gas Bill !

10 Ways to Increase Your Gas Mileage

The war in Iraq, Conflict in Turkey, Anger in Iran, coupled with the growing demand from China, have come together to cause Oil prices to surge to a new record of $89 a barrel. This is more than four times the prices we were paying in the year 2000. While we can hope that successful conclusions to world crises will reduce oil prices (Not to mention- peace) but due to world demand it is unlikely we will see prices drop below $60 a barrel; so the days of $2.00 gas are over.
Owning and maintaining a car has never been cheap. And, gas is one of the biggest, of those expenses. With gas prices at all time highs, this has never been truer. Clearly we have seen a trend away from larger SUVs, but for most of us, we are stuck with the Vehicle we have for the next few years. But you can still save gas and money on your current ride if you follow the following tips:
1. Check your tire pressure. This might not seem an obvious factor in fuel consumption, however, Under inflated tires are the number one cause of avoidable fuel loss.

2. Keep brakes in shape. Try riding your bike while even lightly pressing on one of the brakes- it does not make for a fun trip. That gives you an idea of what a misaligned or stuck parking brake can do to your fuel efficiency,

3. Check your Wheel alignment. , unbalanced wheels can play a role in mileage

4. Use the right gasoline. Most cars today are designed to run on regular gas. Check your owner’s manual. If premium fuel is "Required", plan on biting the bullet, but if the manufacturer only recommends premium, you may be able to get by with a lower grade.“If it’s "Recommended", you may have an option to go to a lower grade fuel -- although there will be some trade off there if you’re saving a ton of money in the process”.
5. Change your oil and filter regularly to avoid dirt causing additional friction in your engine.
The time your car burns the most fuel is while it's "warming up". Heat not only puts wear on your engine, but the energy that is used to cause the extra heat is energy not available to move the car forward. Try using the lightest oil recommended in your owner's manual.
6. Check your spark plugs. One misfiring spark plug can reduce fuel mileage by as much as 30 percent!
7. Check your air filter . A dirty filter will rob your car of performance and fuel economy So check every time you change your oil
8. Watch out for wind resistance. There is a reason auto makers spend millions testing cars in wind-tunnels, bike racks, stuff stacked up and tied down to your roof roof will increase wind resistance and negatively impact mileage.
9. Use air conditioning wisely. The drag caused by open windows when driving over 50 mph is greater than the energy required to run the air conditioner. So you can get the most fuel efficiency by using the A/C on the highway, However rolling down the windows will help fuel economy at slow speeds.
10. Be a smart driver. Stop and start driving really burns fuel. So, do your best to keep it at a minimum. For example, if you have cruise control, use it to keep highway speeds as steady as possible. Shift manual transmissions into neutral before stopping. And, if you can, consider changing driving routes to avoid excessive stopping and idling.

Of course, since there is nothing anyone of us can do to reduce oil prices, it is more important than ever to make sure you are not over-paying for your car insurance. Let Urban Insurance Agency provide you with a competitive rate. See how much money Urban can save you.

Call 1-800-680-0707 or click to get a Free Quote.
Urban Insurance Agency has been helping customers save money on their car insurance for more than 45 years. We represent 20 different companies in order to find you the lowest price on your Auto Insurance.